Payday advances are short-term, small-dollar (usually less than $500) loans that exist to help people find and emergency cash before their next payday. Payday advances are granted based on a number of factors, BUT traditional credit score and history are usually NOT one of the factors. With all payday advances, people that apply must be U.S. citizens, over the age of 18, employed making over $800 a month and have an active open checking account. If you can meet all of these requirements above than you have a great chance of being approved for a payday loan.

But be careful, just because these loans are easy to get doesn't mean that they should be used frivolously. Payday loans can catch people in repeated cycles of debt and should be saved for real emergencies. For more information visit the Center for Responsible Lending.